Policies on the credit of a company establish the guidelines for determining whether to grant a credit to a client or not, and for which amount it must be granted. The information source and the financial analysis given by R&R Advisors will allow you to make the certain decisions for your business in Venezuela. With the information that we will provide to you, you'll be able to impulse the credit policy of your company and to opitmize the administration of your accounts receivable.
In fact, R&R Business Advisors, does not just assess the basic aspect of the client such as the credit reputation, credit references, average terms of payment, different financial indexes, etc., it may also offer you a service localized in Venezuela, which allow you to get round the barriers of distance, while pondering said information in benefit of the country. This means that R&R Business Advisors is warned that customs and commercial uses vary from one place to another, the volume of the business and the way of performing them in Venezuela are not the same as those in the United States of America, said differences may create severe distortions in your credit policy. R&R Business Advisors is committed in making said differences known and visible for you, thus helping in the making of certain decisions.
Within the financial analysis scope made by us there are the following:
SOLVENCY AND LIQUIDITY
1) SOLVENCY:
2) LIQUIDITY:
3) DAYS AVAILABLE ACCOUNTS, ACCOUNTS RECEIVABLE (ROTATION OF ACCOUNTS RECEIVABLE):
3.1) NUMBER OF DAYS AVAILABLE ACCOUNTS RECEIVABLE:
4) INVENTORY ROTATION:
5) NUMBER OF DAYS AVAILABLE INVENTORIES:
6) COST OF DAILY SALE:
7) DAYS AVAILABLE ACCOUNTS PAYABLE:
8) PURCHASES:
9) WORK CAPITAL:
CONTRACTION OF DEBTS:
1) TOTAL CONTRACTION OF DEBTS:
2) CURRENT CONTRACTION OF DEBTS:
3) BANK CONTRACTION OF DEBTS:
4) DAYS AVAILABLE ACCOUNTS PAYABLE:
5) FIRM NAME OF THE OWNER:
6) TOTAL DEBT AGAINST TOTAL ASSETS REPORT:
PROFITABILITY AND PRODUCTIVITY:
1) PRODUCTIVITY OF THE COMPANY:
2) PLANT ROTATION:
3) CAPITAL PROFITABILITY:
4) PROFITS MARGIN (UTILITY):
ECONOMIC SITUATION:
1) SALES VARIATIONS:
2) % ADMINISTRATION COSTS:
3) % INTERESTS EXPENSES:
4) % OF SERVING THE FINANCIAL BURDEN:
5) % SALE COSTS:
6) PRODUCTIVITY OF OPERATION ASSETS:
7) NET BENEFIT AFTER THE NON USUAL:
Note: Not all the indicators are analyzed in each survey.
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